Traditional and Roth IRAs

Traditional IRA

Traditional IRAs, also know as Regular IRAs, are ideal for those whose retirement is in the near future, as well as for those whose time is still several years away.

Roth IRAs

A ROTH IRA may be for you if you'd prefer to pay taxes on your retirement income now instead of later.

IRA Certificate Account

Are you nearing retirement age and looking for an IRA with a higher dividend rate? Look no further than First Choice Credit Union IRA Certificate Account.

Individual Retirement Accounts (IRAs)

• Deposit up to $5,000 per year.
• Traditional, Roth and Educational ($6,000 per year if over 50) accounts available.
• Direct transfers and rollover contributions also accepted. Call for details!
• Current rates are tied to Share Certificate rates.

Funds Availability Policy

Deposited funds will generally be available for withdrawal by the third business day. In some cases, we may delay your ability to withdraw funds. In those cases, funds will generally be available by the fifth business day after the day of deposit.