Loans With a Secured Certificate

Secure an affordable loan by borrowing against your First Choice Credit Union Certificate Account. First Choice offers low interest rates - 3% above your Certificate dividend - and flexible repayment terms matching your account's maturity. Plus, we'll provide financing within minutes, you can set up automatic payments and we'll deliver the quality member service that defines First Choice Credit Union.

Best of all, you'll still earn interest on your Certificate Account investment!

Here are some specifics:

• Excludes IRA Certificate Accounts.
• Loans cannot exceed maximum Certificate Account values.
• The collateral is up to 100% of the Certificate Account value with regular monthly payments.
• Loans with payments may not exceed the Certificate maturity date.
• No fees.
• Flexible terms - up to 60 months on a fixed loan.
• Credit life and disability insurance available.