Savings Membership

Share Account (Savings)

A Share Savings Account is part of every member's ownership with First Choice Credit Union. It starts when you join, and you can deposit and withdraw money at any time. And as long as you maintain a $25 minimum balance, the account is always free and is included with every membership. Share Savings Accounts are:

Flexible - You can deposit and withdraw money any time
Accessible - You can manage your account online, over the phone, at ATMs, or inside a branch.

Share Certificates (CD’s)

  • $500.00 minimum deposit
  • Competitive Rates
  • Call for specific details, rates are subject to change

Individual Retirement Accounts (IRA's)

  • Deposit up to $5,000 per year Traditional, Roth and Educational ($6,000 per year if over 50) accounts available. Direct Transfers and Roll-over Contributions also accepted. Call for details! 
  • Current Rates are tied to Share Certificate rates.

Funds Available Policy: Our general policy is to allow withdrawals deposited in your account immediately. In
some cases, we may delay your ability to withdrawal funds. In those cases, funds will generally be available by
the fifth business day after the day of deposit.