Why Credit Unions Are Better Than Better

As a not-for-profit financial cooperative located in your community, we can fulfill your banking needs with preferred rates and personal service. Check out the website or contact us to learn more!

First Choice Credit Union operates in the best interest of our members. Unlike a bank that earns a profit for stockholders or private owners, a credit union returns profits to members with free services and better rates.

First Choice Credit Union has NEVER made any of the highly publicized sub-prime loans that placed other financial institutions in troubled waters. Our financial strength, not-for-profit structure, and lack of risky sub-prime loans give us the ability to lend at very favorable rates.

Your Money is Safe at First Choice Credit Union. Each share account is federally insured to at least $250,000 by the National Credit Union Association (NCUA), backed by the full faith and credit of the United States Government.

Credit unions have always been known for their outstanding personal service and preferred rates. First Choice CU offers the personal service you deserve, because:

• You are an owner of the credit union and are treated as an owner. This is much different from being a customer.
• We're safe. First Choice CU has never made any of the highly publicized sub-prime loans that placed other financial institutions in troubled waters.
• We’re local. When you call us, you are not reaching a department located across the country. You’re talking with the person in the branch with whom you’re used to speaking.
• Staff does not earn commissions. We are not-for-profit, working for you, our owners. We are here to serve you, provide answers, and save you money.

Year-end profits are returned to our members with loan interest rebates and bonus dividends. Ask us how!